What It Truly Means to Help Clients Achieve Their Real Estate Goals

Helping people become homeowners or real estate investors is one of the most rewarding experiences in the mortgage industry. Every day, I get the privilege of guiding individuals and families through one of the most significant financial decisions of their lives — and it’s a responsibility I take seriously.

As a mortgage broker, I don’t work for a bank — I work for you. I advocate for your best interests, match you with the right lender and loan program, and make sure the process is as smooth and transparent as possible. But what really drives me isn't the numbers — it's the people behind them.

Beyond the Application: Real People, Real Dreams

Behind every application is a unique story. A couple purchasing their first home after years of renting. A single parent looking for a stable environment for their children. A foreign investor seeking to build wealth in the U.S. market. These stories matter deeply, and so does the way we show up for each client.

I’ve learned that the mortgage process isn’t just about rates and paperwork — it’s about trust, communication, and making people feel seen and supported. That’s why I make it a priority to explain every step, offer honest guidance, and tailor each solution to the client’s goals and circumstances.

What Real Estate Agents Should Know: Current Market Insights (Mid-2025)

If you're a real estate professional, being equipped with current market knowledge helps you better serve your clients and collaborate more effectively with your lending partners. Here are a few timely insights:

• Mortgage rates are stabilizing. As of mid-2025, the average 30-year fixed rate is holding between 6.5% and 6.7%, according to recent Freddie Mac reports. This is lower than last year’s highs and has reopened the door for many previously hesitant buyers.

• Inventory remains tight but is improving. The National Association of Realtors (NAR) reports a 6.4% year-over-year increase in active listings, giving buyers more choices while still demanding strategic offers.

• Millennial and Gen Z buyers are entering the market in force. These younger buyers are digitally savvy, but they value clarity, responsiveness, and a human-centered experience — something technology alone can’t provide.

• Foreign investment is on the rise. Interest from Latin America, Europe, and Asia is increasing again, especially in markets like Florida, the Carolinas, and Texas. Having a lender familiar with foreign national loan programs can be a key differentiator for your clients.

Why I Do What I Do

Helping someone get the keys to their new home, refinance to improve their financial outlook, or secure a property from abroad is never just “business.” It’s personal. It’s impactful. And it often changes lives.

I’ve built my business around being honest, accessible, and knowledgeable — someone clients can rely on not just for a loan, but for guidance and peace of mind. Whether you’re buying your first home, building your investment portfolio, or helping clients through the real estate process as an agent, I’m here to support you every step of the way.

Let’s Work Together

If you’re a real estate agent looking for a responsive, experienced mortgage partner who shares your commitment to client success, I’d love to connect.

And if you’re a buyer or investor ready to explore your financing options, you don’t need to do it alone. Let’s have a conversation and find out what’s possible for you.

Visit https://thatmortgagefoodie.com/landing to get started or contact me directly for a personalized consultation.

Let’s move forward, together.

—LarryFounder, That Mortgage FoodieLicensed Mortgage Broker